Pledge Your Habits. Bet on Yourself.
The only habit app where missing a day doesn't just cost you a streak It builds your investment portfolio. Put real money behind your discipline.

How Pledge Works
Stake real money on your habits. Smart verification ensures honesty. Missed habits become investments in your future.
Smart Verification
HealthKit, Location, Vision AI, Photo AI. Your habits are verified automatically. No honor system needed.
Financial Stakes
Stake $5-50 per habit. Miss it, and your stake auto-invests into yield-bearing assets.
AI Photo Verify
BeReal-style photo capture + Gemini AI verifies meditation, reading, cold showers, and more.
Crypto Portfolio
Penalties flow into Pendle PT positions earning ~6.5% fixed APY on Arbitrum. Your missed habits become investments.
Exercise Tracking
Vision AI counts pushups, pull-ups, jumping jacks using your camera. Real reps, real verification.
Responsible Design
$50/day cap, $200/week cap, self-exclusion, cooldown periods. We take responsible staking seriously.
From Alarm to Investment in 3 Steps
Set your stakes, live your life, and watch your discipline (or your portfolio) grow.



4 Ways We Verify. No Cheating
Every habit is verified through multiple methods. Smart technology ensures your discipline is real. No honor system here.
HealthKit Integration
Steps, sleep, workouts auto-tracked. No manual logging needed.
Location Verification
Geo-fenced gym check-ins confirm you actually showed up.
Vision AI Counting
Real-time exercise counting via camera. Pushups, pull-ups, jumping jacks.
Photo + Gemini AI
BeReal-style capture analyzed by AI for meditation, reading, cold showers.

Gym check-in verified via GPS
The Only App That Turns Missed Habits Into Investments
Whether you nail every habit or miss a few, you win. Perfect discipline means perfect habits. Missed days mean your portfolio grows. There's no losing.
"I've tried every habit app. Pledge is the first one where I actually feel the consequences and the rewards."
"Missed 3 gym days last month. My penalty portfolio is already up $12. I literally can't lose."
"The AI photo verification is wild. It actually knows when I'm meditating vs just sitting there."

Your Penalties,
Working For You
Missed habits flow into Pendle PT positions on Arbitrum. Conservative allocation with ~6.5% weighted avg fixed APY. You don't lose money. It grows.
80% stables, 12% ETH LST, 8% other. Designed for safety first.
PT-sUSDai
35% allocation
PT-USDai
25% allocation
PT-thBILL
20% allocation
PT-weETH
12% allocation